Brooklyn, New York Chapter 13 Bankruptcy Attorney
With the difficulty in the mortgage and real estate markets and the larger economy, more and more people are facing foreclosure in New York and throughout the United States. At The Law Offices of Glenn S. Kessler, my practice is dedicated to helping clients resolve their debts and achieve financial security after bankruptcy.
I am an experienced lawyer dedicated to protecting members of the Brooklyn and greater NYC community against home foreclosure and in seeking debt relief through Chapter 13 bankruptcy.
If you are overcome by debt and facing foreclosure, contact The Law Offices of Glenn S. Kessler for an initial consultation.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy may be right for you if your income is too high to file for Chapter 7 or if you have assets you want to protect. Unlike a Chapter 7 filing, a Chapter 13 bankruptcy does not generally "discharge" (wipe-out) your debts. Yet, the discharge of up to 90% of debt may be possible in certain limited instances. More commonly, debts are "reorganized" and repaid, in part or whole, over a 36-60 month period. This 'plan' allows you to take control of your debt, stopping interest and penalties, while stopping collection calls and notices, and other kinds of collection activities right up to the foreclosure sale.
A Chapter 13 bankruptcy may be right for you if:
- Your income is above the Chapter 7 limit based on the "means test," or if you own too much in assets
- You have fallen behind on your house payments and want to reinstate the mortgage and save your home
- You want to stop a foreclosure action
- You want to reduce the amount of money you owe to the IRS over time.
Chapter 13 Bankruptcy Attorney, Glenn S. Kessler
I received my early Chapter 13 bankruptcy training from a former Chapter 13 trustee and have two decades of daily court experience. This gives me the advantage of seeing things from both the debtor/client perspective and that of the bankruptcy trustee. I know what red flags the trustees look for in a Chapter 13 case and can help you prepare and effectively file to protect your rights and interests.
Through the years, many of my cases have come as referrals from bankruptcy trustees and even judges. I have a solid record of results and experience in the area of Chapter 13 bankruptcy and can assist you if you have already tried to file or need assistance in a new Chapter 13 filing.
Contact The Law Offices of Glenn S. Kessler for an initial consultation with an experienced Brooklyn, New York lawyer -- to explore your rights and options in bankruptcy and debt relief.
Free consultation • Affordable fees • Flexible appointment schedule • Located centrally in downtown Brooklyn, across from Brooklyn Borough Hall and the Brooklyn Municipal Building • Accessible by all trains (M and R to Court Street • 2, 3, 4, 5 to Borough Hall • A, C, F to Jay Street/Borough Hall), and buses B25, B26, B37, B38, B41, B45, B51, B52, B54, B57, B61, B65, B67, B75 and B103